Buying a home comes with more than just a price tag, and one of the most overlooked costs is land transfer tax.

Whether purchasing in Toronto or anywhere in Ontario, this one-time tax can significantly impact closing costs.

But here’s the good news: first-time buyers may be eligible for a refund!

Understanding these details early makes the process smoother and the planning smarter.

Have questions about what applies to your situation? Get clarity before the contract.